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How Consumer Credit Works and Best Ways to Improve Credit
Credit is a powerful tool that can enable people to make purchases and investments they might not otherwise be able to afford. However,...
May 5, 20234 min read
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Not All Credit Reports Are Created Equal…
No matter where you get your credit score and credit report, make sure that you get the most complete informational package you can....
Mar 1, 20222 min read
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Thinking of Paying Off Your Credit Cards? Think Again.
This seems like a contradiction, but it really is not. Many people think that to improve their score, they just have to pay off some...
Feb 9, 20222 min read
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How to Use Credit. Types & Payment History
Once you have your credit report and your credit score from kromacredit.com, you will be able to tell where you stand and where many of...
Jan 31, 20222 min read
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Building Credit. Even From Zero.
It is easy today to apply for a store credit card that you forget all about in three years - but that account will remain on your credit...
Jan 17, 20222 min read
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Identity Theft. How to Overcome It.
If you have a lower score that you would like, odds are that the score is caused by some small financial mistake or oversight you have...
Jan 14, 20222 min read
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Cards & Loans. How Much Is Too Much?
If you have many lines of credit or several huge debts, you are a greater credit risk because you are close to “overextending your...
Jan 9, 20222 min read
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The Least Sexy Way to Raise Your Credit
One of the best ways to improve your credit score is simply to pay your bills on time. This is absurdly simple but it works very well,...
Jan 8, 20222 min read
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