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Fix Your Credit.
Fast And Easy.

Use Our Tools to Repair and Build Your Credit. 

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START HERE

All You Need is a Few Minutes to Repair Your Credit

Create and mail out your dispute letters in under 5 minutes

Enroll with Kroma Credit and purchase your credit reports

Sign Up

1.

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2.

Dispute Accounts

Select the accounts you wish to dispute

3.

Letters Sent

Your dispute letters are mailed to the credit bureaus

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Dispute Any Account

With all 3 credit bureaus

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Late Payments

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Collection

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Charge Offs

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Medical Debt

Our Pricing

It's Free To Repair Your Credit With Kroma Credit

Only pay $ 39.99/mo for your 3 bureau credit report subscription

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  • How long does it take?
    Each time the credit bureaus receive your dispute letters they have 30 days to conduct their review. That is why we allow you to update your credit report and create new dispute letters every 30 days.
  • Do I have to print and mail the letters?
    You will have the option to pay a small fee to have your letters printed and mailed by a third party company. You will also have the option to print and mail the letters yourself. You will have the ability to email your letters to yourself or download them at any time from the client portal.
  • How do I know which accounts to dispute?
    Our software will automatically identify the negative accounts on your credit report and provide you with recommended dispute options based on the account type and other account details. We make it easy for you to repair your credit yourself.
  • Can I use this in any state?
    Yes! We offer this service in all 50 states.
  • Which Bureaus are disputed?
    The Disputes are designed for the three major bureaus: Equifax, Experian, and Transunion.

Sign Up In Minutes
Repair Your Credit Yourself

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GREAT CREDIT IS ATTAINABLE AND AFFORDABLE

You don't need to spend a ton of money or go through a long drawn-out process to get started improving your credit immediately.  That's why we promote starting with the basics first and only disputing items if and when it's actually needed. 

GET YOUR ROADMAP TO HELP LIGHT THE PATH ON YOUR JOURNEY TO GREAT CREDIT!

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Thanks!  Your Map Is On It's Way!

Analyze

Get Credit Scores + Credit Monitoring

39.

$
99

/

mon

Get all three of the major bureau credit scores plus 24/7 monitoring and alerts...

Remove

Credit Disputing & Removal FREE

When just building positive credit and paying down credit cards isn't enough, use our tools for the disputing innacurate items...

Build

Order a Secured Credit Builder Card

No minimum credit scores are required.  Get credit for spending your own money!...

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Constant Credit Training & Tips

This is included for FREE as soon as you start working with kromacredit tools!...

START AND STOP 
ON YOUR OWN TIME

We know you are here because you are having a hard time raising your credit scores and are looking for simple solutions that work.  It's hard enough trying to navigate the credit world on your own so we make it easy to get started with steps that anyone can do.  

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STILL NOT SURE YOU'RE
IN THE RIGHT PLACE?

Maybe you've exhausted the "School of YouTube" or you've scowered the "Blogverse", only to find this credit stuff can be confusing, overwhelming and just plain time consuming to get right.  Get our Free Road Map PDF to get some simple, actionable steps to start improving your credit today.

HOW YOUR FICO CREDIT SCORES ARE CALCULATED

30%

Amount of Debt Owed

10%

New Credit

15%

Length of Credit History

35%

Payment History

10%

Credit Mix

GET FREE CREDIT EDUCATION NOW

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WHAT OUR CLIENTS ARE SAYING

"Kroma credit had exactly what I needed when I needed it. I spent way too much on previous credit repair companies, and didn't realize how close I was to qualifying until I used their road map.  Thanks for all of the help guys!"

                                         - Jay P.

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