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All You Need is a Few Minutes to Repair Your Credit
Create and mail out your dispute letters in under 5 minutes
Enroll with Kroma Credit and purchase your credit reports
Sign Up
1.
2.
Dispute Accounts
​Select the accounts you wish to dispute
3.
Letters Sent
Your dispute letters are mailed to the credit bureaus
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Our Pricing
It's Free To Repair Your Credit With Kroma Credit
Only pay $ 39.99/mo for your 3 bureau credit report subscription
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How long does it take?Each time the credit bureaus receive your dispute letters they have 30 days to conduct their review. That is why we allow you to update your credit report and create new dispute letters every 30 days.
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Do I have to print and mail the letters?You will have the option to pay a small fee to have your letters printed and mailed by a third party company. You will also have the option to print and mail the letters yourself. You will have the ability to email your letters to yourself or download them at any time from the client portal.
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How do I know which accounts to dispute?Our software will automatically identify the negative accounts on your credit report and provide you with recommended dispute options based on the account type and other account details. We make it easy for you to repair your credit yourself.
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Can I use this in any state?Yes! We offer this service in all 50 states.
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Which Bureaus are disputed?The Disputes are designed for the three major bureaus: Equifax, Experian, and Transunion.
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GREAT CREDIT IS ATTAINABLE AND AFFORDABLE
You don't need to spend a ton of money or go through a long drawn-out process to get started improving your credit immediately. That's why we promote starting with the basics first and only disputing items if and when it's actually needed.
GET YOUR ROADMAP TO HELP LIGHT THE PATH ON YOUR JOURNEY TO GREAT CREDIT!
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START AND STOP
ON YOUR OWN TIME
We know you are here because you are having a hard time raising your credit scores and are looking for simple solutions that work. It's hard enough trying to navigate the credit world on your own so we make it easy to get started with steps that anyone can do.
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STILL NOT SURE YOU'RE
IN THE RIGHT PLACE?
Maybe you've exhausted the "School of YouTube" or you've scowered the "Blogverse", only to find this credit stuff can be confusing, overwhelming and just plain time consuming to get right. Get our Free Road Map PDF to get some simple, actionable steps to start improving your credit today.
HOW YOUR FICO CREDIT SCORES ARE CALCULATED
30%
Amount of Debt Owed
10%
New Credit
15%
Length of Credit History
35%
Payment History
10%
Credit Mix
